Citi has announced a limited-time promotion allowing ThankYou Rewards members to transfer points to Wyndham Rewards with a 25% bonus. The offer, valid through September 20, 2025, represents the most generous transfer bonus Citi has offered to date for Wyndham Rewards, a hotel loyalty program added to Citi’s partners in 2021.
- Citi ThankYou Points Transfer Bonus: What You Need to Know
- Understanding Wyndham Rewards and Its Value Proposition
- Strategic Implications for Citi ThankYou Members and Wyndham Customers
- The Broader Context: Travel Rewards in a Post-Pandemic Era
- How to Participate and What to Consider
- Future Trends in Loyalty Partnerships
Citi ThankYou Points Transfer Bonus: What You Need to Know
From August 24 through September 20, 2025, Citi ThankYou Rewards members can transfer their points to Wyndham Rewards and receive an additional 25% bonus on the transferred points. This means that every 1,000 ThankYou points transferred will yield 1,250 Wyndham Rewards points for select premium Citi cardholders a significant boost in value for members planning to redeem points for hotel stays.
The promotional transfer rates are as follows:
- Premium Citi Cards (including Citi Strata Elite, Citi Strata Premier, Citi Prestige®, and Citi AT&T Access More Card):
1,000 ThankYou Points = 1,250 Wyndham Rewards points (1:1.25 ratio with bonus) - Other Citi Cards (such as Citi ThankYou® Preferred, Citi Rewards+®, Sears Mastercard, Citi Double Cash®, various AT&T cards):
1,000 ThankYou Points = 875 Wyndham Rewards points (1:0.875 ratio with bonus)
The promotion requires participants to be Wyndham Rewards members and to register their Wyndham membership number in advance to qualify. Transfers typically process within 24 hours but may take up to five business days in some cases. Points must be transferred by 11:59 PM Eastern Time on September 20, 2025, to be eligible for the bonus.
Understanding Wyndham Rewards and Its Value Proposition
Wyndham Rewards, the hotel loyalty program of Wyndham Hotels & Resorts, encompasses a portfolio of more than 9,100 properties across 95 countries. The program features 19 distinct brands ranging from budget-friendly to boutique and luxury accommodations. Its straightforward redemption structure appeals to travelers seeking ease of use without dynamic pricing fluctuations.
According to Wyndham, points are generally valued at approximately one cent each, although this can vary depending on the hotel brand and location. Points can be earned through hotel stays, credit card spending, and transfers from select transfer partners, now including Citi ThankYou Points.
Key earning and redemption features include:
- Earning Points: Members earn 10 points per qualifying U.S. hotel stay dollar (nights with an average rate of $25 or more). Wyndham Rewards elite members earn bonuses ranging from 10% for Gold to 20% for Diamond status. Members can also accumulate points through affiliated Wyndham credit cards and via points transfer from other programs such as Capital One miles.
- Redeeming Points: Wyndham Rewards employs a three-tier redemption system requiring 7,500, 15,000, or 30,000 points per night, depending on the hotel tier. The program does not use dynamic or seasonal pricing, simplifying forecasting point values. Additionally, members can combine points with cash payments for greater flexibility.
- Broader Usage: Beyond hotel redemptions, Wyndham Rewards points can be used for vacations clubs bookings, Caesars Entertainment properties, and Vacasa stays, as well as converted to airline miles across nine frequent flyer programs.
Strategic Implications for Citi ThankYou Members and Wyndham Customers
Financial experts see this transfer bonus as a valuable opportunity for Citi cardholders who already maintain ThankYou Points balances, especially those eyeing Wyndham’s mid-tier accommodations.
“This 25% bonus effectively increases the value of ThankYou Points at a critical moment when travel demand is rising,” said Sarah Jenkins, senior analyst at Loyalty Insights. “For loyal Wyndham customers or those seeking flexible redemption options, this promotion provides a timely boost to maximize point utility.”
Additionally, Citi Wyndham co-branded credit card holders stand to benefit further. The Wyndham credit cards offer a 10% discount on points redemptions, meaning that with the transfer bonus and redemption discount combined, cardholders need fewer ThankYou Points to book stays at mid-tier Wyndham properties.
The Broader Context: Travel Rewards in a Post-Pandemic Era
Loyalty programs like Wyndham Rewards and Citi ThankYou have increasingly become essential components of consumer travel planning, offering flexibility and enhanced value through partnerships and transfer bonuses. Such promotions reflect both the competitive landscape of the hotel loyalty space and the evolving travel behavior in the post-COVID environment.
According to the U.S. Travel Association, consumer travel spending rebounded sharply in 2024, with hotel occupancy rates approaching pre-pandemic levels. Industry analysts attribute part of this resurgence to increased engagement with loyalty programs and the incentive structures offered by credit card partnerships.
Citi’s continued investment in expanding and incentivizing its partner network, including Wyndham, Capital One, and multiple airline programs, aligns with broader financial services trends aimed at capturing a larger share of consumer spending in travel-related categories.
How to Participate and What to Consider
To take advantage of this promotion, consumers should ensure they are registered Wyndham Rewards members and have their membership numbers ready. Transfers must be initiated through the Citi ThankYou platform within the promotional window. Users should also verify how their specific Citi card’s transfer ratio applies.
While the bonus enhances point transfer value, travelers should assess whether their planned stays align with Wyndham brand properties and whether redemption options meet their travel needs. As with all loyalty programs, point valuations may fluctuate, so strategic planning is advised.
Future Trends in Loyalty Partnerships
Industry watchers expect more targeted promotions and partnerships as credit card issuers and hotel chains compete for customer loyalty in a tightening market. The Citi-Wyndham collaboration exemplifies a growing shift toward integrated rewards ecosystems offering consumers diversified redemption pathways.
“Financial institutions and loyalty programs will likely continue to innovate with joint promotions to drive engagement,” noted Jenkins. “Consumers with flexibility in their points balances will be well-positioned to capitalize on such offers.”
Travelers and rewards enthusiasts should monitor upcoming announcements to optimize their loyalty assets amid evolving program terms and the broader recovery of the travel sector.
Summary:
Citi is offering its ThankYou Rewards members a 25% bonus on points transferred to Wyndham Rewards through September 20, 2025. This limited-time promotion enhances the value of transferring Citi points to one of the largest hotel loyalty programs globally. With Wyndham’s straightforward redemption options and extensive portfolio, this offer presents a compelling opportunity for travelers to maximize their rewards earnings. Potential participants should confirm eligibility, transfer points within the deadline, and consider the best use cases for Wyndham Rewards points to fully benefit from this partnership promotion.
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